Tag Archive for 'Credit Reports'

Credit Help Score – Monitor Your Credit – Get Score Reports

ahto5b2c3 asked:


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How long does it take for a bankruptcy discharge to appear on your credit report. ?

Montreal SOS asked:


My bankruptcy was recently discharge, however it has not appeared on my credit report, I was wondering, how long does it take to appear on my credit report, all three credit reports.

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Do I have to pay a collection agency a debt that doesn’t show on my credit report?

ms_jackson asked:


I have had two collection agencies recently try to settle debts with me that are very old and do not show on any three of the credit agencies’ reports. Do I have to pay them or are they just trying to make money off me? I have heard this referred to as zombie debt. Thanks for your help.

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My friends uncle cosigned for our apartment, but he asked for a copy of our credit report Should i be worried?

ladidillia asked:


Basically he’ll agree as long as each of us (5) gives him our credit reports. Is this something i should be wary about or is it okay for me to give one to him? And if i should be cautious, what should i look out for? What exactly is his uncle looking for?

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Website that tells you when things will be coming off credit report?

babybear asked:


I have seen one of my credit reports before that has shown the actual month and year that things will be coming off my credit report,but I can no longer remember where that was.Almost everything should be coming off this month and I wanted to check and see if anything has yet.Anyone know where I can find a report that states when the credit issues will be coming off?

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How do you prove Identity Fraud to all 3 Credit Reporting Agencies?

kristen a asked:


There are a couple of things on my credit report that say I owe someone for rent in 2003 in another state that I didn’t live in at the time. The collection agency has my social # but say that I have to prove that I was not living there. Now there is suspicious address being reported on one of my Credit Reports as my Current Address. How do I go about fixing this? And is it hard?

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Can a company place a negative entry against my credit reports without my social security number or DOB?

PENTAGONDEFENSE asked:


I did sign a contract with a company, but they never captured my social security number or date of birth? Granted, they can take legal action w/o this info,but can it appear on my credit reports as usually,they need name, social,dob,address and phone.

LEWIS

How do I eliminate open accounts that appear twice on credit reports?

alison a asked:


I just pulled credit for a client, and one of his revolving accounts with bank of america showed up twice on his credit report. It’s definitely the same account, I have asked the client about it. It shows up once with a four digit account number, and the second time, directly below with the same balance and payment, and a twelve digit account number. How much could something like this bring down his score, and how do I get rid of it?

NATHAN

Can I dispute my bankruptcy information on my credit reports?

Cole asked:


I filed bankruptcy, chapter 7, in 2004, but I’ve just noticed that all the major credit reporting agencies are reporting inaccurate information. My case number is inaccurate on all three as well as what type of court my bankruptcy was filed in, and one even has the date wrong. I’ve also read that the credit reporting agencies will never be able to verify this information to fix it because courts will not verify over the phone, and therefore will have to remove it from my credit. Is this true?

JACK