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is a video on the easy way to get collections off your credit. A simple how to video. This is used for folks doing rent to own when buying their home. We are going to have this on our website at torebuildcredit.com with other helpful hints … “pull credit report” “improve credit” “fix hurt credit” “repair credit” “rebuild credit” “bad credit” “clean credit up” “credit help” “credit help score” “credit improvement” “fix credit” www.torebuildcredit.com “raise credit score” “increase credit score” …
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Let us help you put less money into the giant corporate world`s pocket. Let us educate you on how to have more credit so you pay less interest.
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3 years later (now), I recieved a copy of my credit report and it has an apartment listed in my name that I’ve never rented before. I contacted the collection agency to dispute this. I told them that I’ve been at my current address for over 4 years and have rental documents to prove it. He said that being able to prove where I’ve lived over the past 4 years doesn’t mean anything because people have many different addresses.
I’ve disputed this with all 3 credit bureaus as well. My question is how can I prove that I did not lease this apartment. The rental contract that was mailed to me has ALL of my information regarding my employement, emergency contact info and current address on it. The signature even looks exactly like mine but I know it’s not.
I have check stubs for the last 4 years with my address on it as well as bank statements with cleared checks for my rent for 4 years, tax return for 4 years, cable/ telephone bill. I can prove that I’ve never had a utility bill at the apartment they have claimed I’ve rented.
From looking at the rental agreement it seems as if someone who really know me did this because they have info. that only I or someone who really know me, would know. I have had many friends and family living with me over these 4 years whom I’ve had to put out but I have no contact with these people anymore and can’t say for sure that one of them would have done this. I want to take this to court but don’t for sure that I can win this becuase they do have a rental agreement with all my info. and a FAKE signature that looks like the real thing.
What can I do to prove that although the rental contract does have my info. on it, I did not give it to them nor sign the contract and to remove from credit report
I have no gas/electric bill in my name. It’s in my boyfreinds name because we live together and some things are in his name and some in mine.
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In 2002, I had a Visa lateness recorded on my credit report. Next to the lateness, it said due to stay on credit report until 3/2005 which is only 2.5yrs not 7. Then in spring 2005, the lateness vanished from my credit report! (hooray!)
But in early 2005, I fell into financial problems again(job loss) and a few more 30day credit card latenesses got recorded on my credit report. In the past month, one of these 30day latenesses has vanished from my TransUnion report, along with any mention of the account(which is a good thing, since it’s been closed and was only open a short time anyway; the account was not beneficial to my Fico score)
I was wondering if the remaining 30day lates will disappear from my report once they hit the 2.5yr mark? Or, have the credit reporting regulations changed since 2002, and I will be stuck with them for the next 4.5yrs? Any experience w/ cc lates?
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