Monthly Archive for June, 2009

If I provide my own credit reports and score, do I still have to pay a mortgage lender the credit report fee?

Published on June 30, 2009 in Renting Real Estate. 7 Comments Tags: Credit Report Fee, Credit Reports, First Time Buyer, Home Mortgage Loan, Mortgage Lender.

bubbaboeing asked:

Do they still have to obtain their own copy of my credit report?
This is for a home mortgage loan; first time buyer.

ELLIOT

Where can I get my credit reports for free?

Published on June 26, 2009 in Credit. 1 Comment Tags: 12 Months, Credit Reports, Free Credit Report.

Dianna M asked:

Everytime I try to get my free credit report, I’m asked to pay for something in order to get it. I know that you can get a free credit report every 12 months, but how? Can you get a free credit report from all three agencies?

EDWARD

Where can I obtain free credit reports from all three companies on a once annual basis?

Published on June 25, 2009 in Other - Business Finance. 3 Comments Tags: Credit Reporting, Free Credit Reports, Government Program, Phone Number, Sponsored Program.

ffrankon1 asked:

I know there is a government sponsored program that will provide free credit reports from all three reporting agencies once a year. Does anyone know the specific web site to obtain these or a phone number to call?

ASHLEY

How do I dispute charges on my credit reports without having ordered a credit repot?

Published on June 23, 2009 in Credit. 5 Comments Tags: Credit Report, Credit Reports, Credit Repot.

mr. Y asked:

I want to order my credit report after I have my charges updated.

CHRISTOPHER

How long do rental judgements last on credit reports?

Published on June 22, 2009 in Renting Real Estate. 4 Comments Tags: Credit Report, Judgement, Judgements, State Of California, Time Limit.

Rashon G asked:

I have a judgement for non payment of rent from 07/01 on my credit report. Is there a time limit in the State of California for it to be removed off of my records?

DYLAN

We are able to receive 3 credit reports each year free,how do you go about doing this?

Published on June 20, 2009 in Credit. 4 Comments

Bob A’a Facilities asked:

What is the process to obtain your 3 free credit reports?

BILLY

Does your credit report update the same day a company reports?

Published on June 17, 2009 in Credit. 2 Comments Tags: Collection Company, Credit Report, Delete.

darko_d1 asked:

I negotiated a pay to delete with a collection company. They told me the date that they will report. Will it drop from my credit report that day or will it take time from the date that they tell the bureaus to delete it?

JACK

What is the phone number to get your credit reports?

Published on June 16, 2009 in Personal Finance. 3 Comments Tags: Credit Report, Credit Reports, Phone Number.

Mitsy asked:

I need the 1800# to get my credit report.

WILLIAM

What is the easiest and fastest way to get Inquiries removed from my credit reports?

Published on June 14, 2009 in Credit. 3 Comments Tags: Buying Car, Car Credit, Credit Report, Credit Reports, Credit Score.

RMenendez asked:

I was buying a car and I notice, on my credit report, that Car Max ran my credit 9 times in one day. This has lower my credit score tremendously.

CAMERON

Is there a company/product Realtors can use to access their clients’ credit reports (with permission)?

Published on June 13, 2009 in Credit. 2 Comments Tags: Credit Reports, Equifax, Realtor Members, Realtors, Transunion.

jonnajacks asked:

I’ve checked Experian, TransUnion, and Equifax’s websites and I can’t find exactly what I’m looking for. We want our Realtor members to have the ability to access clients’ credit reports (with the client’s permission) to help them better aid their clients in the home buying process. If anyone knows of a company/product/service that can help with this, please let me know. Thanks for any help you can offer!

JAY